Liability

POLICY CHECK EIGHT:
Is there enough liability protection in the policy? Everyone is getting keener to call a lawyer and demand compensation when things go wrong in life – and tenants are no exception. So you need to be certain your insurance policy will pay to defend any claims. A top notch policy will offer up to £5 million for property owners’ liability and up to £10 million for employers’ liability. For peace of mind it’s probably not worth accepting any less. Good policies also include free legal help-lines which can talk you through the initial stages of any problems and hopefully stop them from getting any more serious.